FinTech Settlement Engine
Riyadh Financial Rails — delivered in 14 weeks.
$48M+ monthly transaction volume
Sub-50ms Payment Latency
Sprint Velocity
14 weeks
Challenge
Regional payment gateways experienced high checkout failure rates and lack of dynamic settlement routing during peak shopping festivals.
Solution
Engineered an event-driven multi-currency payment router with sub-50ms latency, intelligent failover across 4 bank gateways, and automated reconciliation.
Technology
Go + PostgreSQL + Redis + Kafka. Reviewed, tested and handed over with documentation.
What changed after launch
$48M+
monthly volume processed
99.99%
payment gateway uptime
< 45ms
average transaction routing
Inside the product
High-resolution interface blueprints and live production workflows engineered by CodeXox.
Transaction telemetry
01 / 03Live transaction throughput tracking across 4 banking rails with sub-45ms routing latency.
Gateway routing rules
02 / 03Algorithmic failover engine dynamically re-routing card transactions during upstream bank downtime.
Settlement ledger
03 / 03Continuous multi-currency ledger reconciling payment gateway capture records with merchant settlements.
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